Your money,
brilliantly simple.
Track spending, optimize subscriptions, crush debt, and forecast your financial future — all in one beautiful app powered by AI.
Balance
12.450,00 €
Income
4.200,00 €
Expenses
2.180,00 €
Saved
2.020,00 €
Built for clarity.
Designed for momentum.
Budgets turns daily activity into decisions. A clean workflow from import to insights — with a premium feel throughout.
-
Connect your accounts
Import transactions in seconds. No spreadsheets, no busywork.
-
Let Budgets do the intelligence
AI categorizes spending, detects subscriptions, and forecasts cash flow.
-
Stay on track
Budgets & goals adapt with you so saving feels effortless.
Today’s snapshot
Spending
128,00 €
Income
410,00 €
Saved
62,00 €
Subscription health
Updated just now
Streaming
Healthy
Cloud storage
At risk
Music
Unused
Bank-level encryption
Your data is encrypted at rest and in transit
Privacy-first
No bank login required. You control your data
Smart AI
Intelligence that works for you, not against you
Loved by thousands
Join a growing community of smart savers
Everything, made obvious
Each feature is designed to feel calm, fast, and reliable—from first import to daily decisions.
Instant Tracking
Add transactions in one tap. Smart categorization learns your habits and predicts categories as you type.
- One-tap capture for daily spend
- Auto-categorization that improves over time
- Clean, readable summaries
Feature focus
Instant Tracking
New transaction
18,40 €
Category match
Grocery
Confidence
High
Key insights
At a glance
AI suggestions
Ready
Last import
Just now
Corrections
Saved
Subscription Intelligence
Automatically detect recurring charges, find zombie subscriptions, and get cancellation reminders.
- Detect renewals automatically
- Spot unused subscriptions early
- Gentle reminders when it matters
Feature focus
Subscription Intelligence
Monthly total
42,90 €
Healthy
6
At risk
1
Key insights
At a glance
Streaming
Healthy
Cloud storage
At risk
Music
Unused
AI Financial Advisor
Get personalized recommendations, spending insights, and cash flow predictions powered by AI.
- Actionable recommendations
- Spending insights you can trust
- Forecasts that explain themselves
Feature focus
AI Financial Advisor
This week
+62,00 €
Next bill
12,99 €
Spending trend
Stable
Key insights
At a glance
Reduce
Dining (-18,00 €)
Optimize
Move to annual
Avoid
Late-fee risk
Smart Budgets & Goals
Set adaptive budgets that learn from your behavior. Track savings goals with intelligent milestones.
- Budgets that adapt to real life
- Goal milestones that motivate
- Progress that feels effortless
Feature focus
Smart Budgets & Goals
Goal progress
62%
This month
240,00 €
Remaining
148,00 €
Key insights
At a glance
Groceries budget
On track
Emergency fund
Growing
Milestone
Next in 12 days
Cash Flow Forecasting
See your future balance. Predict shortfalls before they happen. Run what-if scenarios instantly.
- Forecasts for upcoming days
- What-if scenarios in seconds
- Shortfall alerts before they happen
Feature focus
Cash Flow Forecasting
Projected balance
8.120,00 €
Lowest point
1.940,00 €
Risk level
Low
Key insights
At a glance
Scenario A
No changes
Scenario B
Switch subscription
Scenario C
Extra saving
Statement Import
Upload bank statements in PDF, CSV, or Excel. Our parser extracts and categorizes transactions automatically.
- Fast parsing from common formats
- Auto-categorization at import
- A clean timeline you can review
Feature focus
Statement Import
Files ready
2
Parsed
97%
Needs review
3
Key insights
At a glance
CSV upload
Queued
PDF upload
Parsed
Review items
3 flagged
Simple, transparent pricing
Start free. Upgrade when you're ready.
Annual billing includes a discount. You can switch anytime.
Free
Get started with smart finance tracking
- Manual transaction tracking
- Basic budgets
- 3 goals
- Statement uploads
- Basic insights
Premium
Unlock the full power of Budgets AI
- Everything in Free
- Subscription intelligence
- AI recommendations
- Cash flow forecasting
- What-if simulator
- Financial health score
- Unlimited goals & budgets
- Shared accounts
- Priority support
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